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Moreover, during the 2007, "bad mortgage loans (of mortgage originators contractually bound to create underwriting so you can Citi's standards) increased to over 80% of production". His testimony stated that from the 2006, 60% away from mortgages ordered by the Citigroup out of some step 1,600 mortgage companies was "defective" (weren’t underwritten to rules, or failed to incorporate all policy-required documents). Informally, these fund have been aptly known as "liar financing" while they recommended individuals as below truthful on the loan application process.
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